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Archive for August, 2014

SA Selling Challenge Update #6

August 13th, 2014 at 08:35 am

Sold the $10 lot of airfreshner!
Left it on my porch and the girl put the money under the rug.

My totals for the challenge to date are

4 Wii Games $15
Microsoft License $25
Bag $100
Shelf for $5
Mini fridge for $50
Nike football $5
Cupcake stand $5
Airfreshner $10

Total $215

Facebook Garage Sale Page

August 13th, 2014 at 05:46 am

Let me just say the Facebook garage sale pages in your area are where its at. At least for my area it is! At first, I started with my neighborhood garage sale page then also posted to the area garage sale page. I have gotten a hit on almost everything I have posted very quickly too!

Items currently pending pick up
$10 Cooler
$10 Supplies (envelopes, labels, colored folders)
$20 Clifford books (6) and stuffed animal
$5 Rug
$3 Picture/Décor
$10 Air freshner

Total would be $58 if everyone shows up!

SA Selling Challenge Update #5

August 12th, 2014 at 06:11 pm

I put my Kohl's trip after work on hold because right before I was about to leave for the day I went to the ladies room and saw a HUGE rip in the back of my dress. Right where my tush is! No one told me and I'm sure someone saw. How embarrassing! I don't know how it happened the dress wasn't a tight dress. it's fitted then at the waist flares out. In the ladies room, I turned the dress around so the hole was in the front then found adhesive paper that you use to hang a Command hook on the wall and used that to close the gap.

I got home in just enough time to change clothes then go meet a lady to sell my cupcake stand for $5. Then off to return things to the library.

Still waiting on the sale for the camcorder. I have someone picking up a stock pile of Fabreeze air freshner tomorrow. Not counting that until money is in my hand.

These new sales I am making off of Facebook garage sale pages in my area.

My totals for the challenge to date are

4 Wii Games $15
Microsoft License $25
Bag $100
Shelf for $5
Mini fridge for $50
Nike football $5
Cupcake stand $5

Total $205

Another $10 at Kohls

August 12th, 2014 at 08:01 am

I have an email for another free $10 at Kohls. Received an email this morning for 15% off. I'm planning to swing by after work today and see what I can find. Last time I was there I saw these nude heels that I wanted but they were out of my size. I take a lot of time in the stores always looking at everything.

SA Selling Challenge Update #4

August 12th, 2014 at 06:16 am

I sold the Nike football for $5.

My totals for the challenge to date are

4 Wii Games $15
Microsoft License $25
Bag $100
Shelf for $5
Mini fridge for $50
Nike football $5

Total $200

I have a few things in the works. One lady is thinking about the Nike Jordan's that I have listed for her son and another lady is still determining weather she wants the camcorder or not.

Weird thing, after the older couple left on Saturday, later that night after 10pm the husband started sending me inappropriate text messages saying how I look like I lost weight and was very pretty. I never responded as I don't entertain that behavior. If I was closer to his wife I would of told her. She would be extremely embarrassed and I am appalled that he thought he could talk/text me in that manner. I have the couple on my Facebook page and will continue to keep them there but will distance myself.

Back to the selling challenge. I hope to get more items posted soon. I have a neighbor that is moving and she said that she will text me closer to Friday so that I could have some of her frozen food and other foods that she won't be able to transport.

Why I don't care about a credit (debt) score

August 12th, 2014 at 06:02 am

All it tells you is whether you are good at borrowing money and paying it back. That's it. Here is how it is determined.

-35% of your score is based on your debt history.
-30% is based on your debt level.
-15% is based on the length of time you've been in debt.
-10% is based on new debt.
-10% is based on type of debt.

It does not factor in your income. It does not factor in your debt-to-income ratio. No savings accounts either. The only way to have a good credit score is to go into debt and stay in debt.

That is not how I want to live my life. I choose to not have any credit cards. Nope, not even one! I have an emergency fund.

New car? Yep, saving up cash for that purchase. Buy used! I would rather buy a beater than pay a car loan.

Do I have any debt? I do! My last debt is my mortgage. It hangs over my head.

SA Selling Challenge Update #3

August 9th, 2014 at 11:48 am

Thursday I sold a bag for $100
Friday I sold a shelf for $5
Today I sold a mini fridge for $50
Total $155 in 3 days!

I've got a lady coming by later to pick up a football for $5 and another wanting to pick up the camcorder for $25 but I'm not counting that money until it is in my hand!

Majority of these items are from my neighborhood FB garage sale page. I need to post them on Craigslist too but just haven't had time.

Some old neighbors picked up the mini fridge that I had listed for $40 then after they left I looked at the check and it was for $50. Woo hoo! Super sweet couple. They came in and sat down for awhile to visit with us. It was nice!

I've spent today cleaning. Last night, the girls and I went to the movies. I used My Coke Rewards and got two free tickets and two free drinks so I only had to pay for little bit which was $7. Then we had dinner at this awesome restaurant paid $43. Used some of the money I had made from the sales.

My totals for the challenge to date are

4 Wii Games $15
Microsoft License $25
Bag $100
Shelf for $5
Mini fridge for $50

Total $195

Ebates Check $42.08

August 6th, 2014 at 11:37 am

Looks like I will be getting back $42.08 from Ebates this quarter. The check will be cut on August 8th. This just goes to show how small amounts can add up!

06/30/2014 L.L.Bean $0.20
06/17/2014 Hotels.com $6.14
06/17/2014 Hertz $1.12
05/30/2014 Hotels.com $5.82
05/30/2014 Hotels.com $5.49
05/21/2014 Avis 3.88
05/14/2014 Avis $2.46
05/14/2014 Hotels.com $5.82
05/13/2014 Hotels.com $5.33
05/13/2014 Hotels.com $5.82
Total: $42.08

Kroger Paid $26.09! Saved $59.55

August 6th, 2014 at 10:23 am

After I walked out and was reviewing my receipt I noticed that 1 of the 3 tpapers that I picked up was different. It has small flower print. That cost me .17 more for the prettiness. Many times given the huge savings that I have I just don't bother going to customer service. Let me just say after taking time off couponing. I'm BAAAAAACK! I love it. It makes me happy. The deodorant are two packs and the shampoo also comes with dry shampoo.

CVS Paid $11.95. Saved $60.65

August 6th, 2014 at 10:18 am

Hershey Rolo (not pictured) ha ha!

Target Paid $0 Saved $11.29

August 6th, 2014 at 10:17 am

TJ Maxx and Famous Footwear

August 6th, 2014 at 10:12 am

I was off yesterday. After taking DD2 to her swim lessons we went to a shopping center that had several stores. I spend some money! I'm very happy with my purchases.

TJ Maxx paid $110.38
Ladies Shoes (Ivanka Trump) $59.99
White top $24.99
Black top $16.99

Famous Footwear paid $62.23
Naturalizer heels $59.99
-$14.99 sale
-$6.67 (portion of $10 off $50 coupon I had)
New price $38.33

Sperry Topsider $44.39
-$3.33 (portion of $10 off $50 coupon I had)
-$22.50 (part of by one pair get the other half price)
New price $19.16