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Archive for November, 2012

Weight Watchers Update

November 28th, 2012 at 12:24 pm

I weighed in today and gained the 1.4lbs that I lost last week. I knew that I had a gain. I didn't plan my meals ahead and I ate when and what I pleased on Thanksgiving. I was also on vacation for that week so being out of routine played a role.

My meeting today was helpful. So far today I have followed the plan. Tonight I will go for a walk.

The Good, The Bad and The Ugly

November 27th, 2012 at 10:41 am

The bad - My car was hit in the parking garage here at work 3 weeks ago. It has taken this long for the parking garage's insurance company to get back with me. Claim denied!

The ugly - Why don't people leave a note on your car with their insurance information anymore?

I submitted a claim through my insurance company. Today I will be taking my car to the service center to have it looked over and get the repairs done. It will be up to the insurance adjuster if the claim is filed as a hit and run and I will need to pay $250 or if I will need to pay the full deductable $1,000.

The good - They have already reserved a nice new rental car for me to use. These things happen and I am glad that I have full coverage insurance on my paid for car. I am also thankful for a emergency fund.

Back to work today

November 26th, 2012 at 10:47 am

Today I am back to work after my Thanksgiving vacation. I must admit I like being on a schedule and I like things routine.

Over the holiday the exterior of my house was painted. To me, it looks the same just nice and clean with a black front door.

My stepdad surprised me and bought the hardwood looking laminate floors that I wanted. They are a dark color. I will need to save up the money to have them installed and also get some new tile for the bathroom and utility room. That's a project for 2013!

Today while at work - I bought my 4 yr old nephew the Lorax movie and paid $2.48 by using a deal thru Amazon and a $5 Swagbucks Amazon credit I had. This will go well with the two dolls I got him of the cat in the hat and the girl character (her name slips my mind ..sue?). He's been watching The Grinch Stole Christmas alot lately.

I walked over to the food court and bought Chic Fil A for lunch even though I had a frozen SmartOnes in the freezer. I went ahead and spent $20 buying 4 $5 gift cards for my daughters teacher, school nurse and the two YMCA teachers.

I'm really trying to cross things off of my list!

Black Friday Shopping - Yes I did!

November 23rd, 2012 at 06:52 pm

Not pictured. I got a Paula Dean pan set from Ross. Total was $49.80 after a gift card I had.

Walgreens
Everything was free except one item that cost me $3.
It didn't print out a register reward and I didn't want to mess with it. Everything in the picture are things that we use.


JCPenny
I got work clothes.
Four pair of slacks (brown, black, gray and light gray)$15/ea.
Gray sweater $14
White long sleeve tshirt
Dress shirts (black, red and gray)$12
Necklace $10



Kohls
I got this awesome pair of shoes. Someone wore them because the heel was a little bit worn and I didn't mind because they were comfy and already broken in. I asked for a discount and the girl at the register took off 40%. Score! I like to wear trouser socks and these will look good with or without them. $16.78



Weight Watchers Update

November 23rd, 2012 at 06:47 pm

I had my weigh in on Wednesday. I lost 1.4lbs this week. After my weigh in, Wednesday, Thursday and today Friday I have been eating without tracking and that has me worried.

Tomorrow I will get back on track with drinking my water, tracking my food and eating better. I plan to get alot of walking in.

It feels really good to lose weight. I haven't gone down a pant size yet but I'm really close to my goal of losing 10 lbs by 12/31/12.

.

Child Support Money

November 15th, 2012 at 12:01 pm

Recently I received two months of child support money.

I paid DD#2's YMCA daycare until the end of the school term.

I funded my association fees acct for 2013.

Today, I paid school lunches until the end of the school term.

This frees up money in my monthly budget to allocate elsewhere.

I still have $336 left. I need to get the girls undergarments. Does anyone have any suggestions on spending?

My Sunday

November 11th, 2012 at 02:19 pm

I'm still not feeling well today. Debating if I should go to work or not. It's hard to relax when I have to tend to the girls.

We put up the Christmas tree and set out Christmas decorations.

I picked out my clothes for the week.

Planned my menu for the week using my weight watchers 29 daily points. Breakfast and lunches are Smart Ones dinners (keeping it easy). I will be cooking dinners. I browned alot of ground turkey so we will have spaghetti, chili and spanish rice. My fruit and veggies for the week are corn, greenbeans, celery, bananas and apples.

How I spent my day playing hookey

November 9th, 2012 at 06:05 pm

Got mad at myself for not using a $5 coupon at the grocery store yesterday.

Read two books. America's Cheapest Family and Miserly Moms. Tonight will be The Millionaire Next Door. I've read it before years ago.

Used the back of junk mail paper to feed into my printer.

Made the girls chicken noodle soup for dinner. The can cost me $0.29.

Mailed a check for my water taxes $1064.

Recieved the $40 reimbursement from Tx Childrens Pediatrics.

Received two months of child support. It was shy $10. I am going to prepay daycare until the end of the school term in June. Get that out of the way to free up some money in my monthly budget to be allocated to another category.

Submitted paint exterior paint colors to my home owners association. The secretary told me that she didn't think they would approve because the colors need to be earth tone. I picked a light grey and wanted to paint my garage doors and front door black. I have a red brick home with a little siding on the sides and all siding in the back of the home.

Walked to the bus stop to get my daughter after school. She loves seeing me there instead of her big sister lol.

Cleaned my room.

Few freebies that I need to cash in on

November 9th, 2012 at 04:44 pm

Few freebies that I need to cash in on.

-Free 16oz cup of frozen yogurt (no exp date)
-Free kids buffet at Cici's pizza (exp 11/30)
-Free kids meal at Rainforest Cafe (no exp date)
-Free cotton unies at Victoria Secret (exp 11/27)
-Free 2 $25 value cards to Dave and Busters (no exp date)
-Free $5 value gift certificate at Katy Educational Toys (exp 12/2)
-Free $1 catalina from Kroger
-Free 8x8 Photo Book from Shutterfly (I'll have to pay shipping but this will make a great Christmas gift)

Extra money

November 8th, 2012 at 02:01 pm

This year I was charged $20 per kiddo for their wellness check up back in August and I inquired about it. Sure enough I've got a refund coming in the form of a check for $40 buck a roos!

Weight Watchers Update

November 7th, 2012 at 01:19 pm

I had my weigh in today. I'm down 1.8lbs for a total of 4.2 lbs lost. Just a smidge more to get that five pound star. I can do it!

Changing my game plan

November 6th, 2012 at 11:45 am

Update - The people that I was doing the refinance with..I let go! It kept dragging on and on. Over charged $25 on the appraisal. $15 charge showed up on my mortgage (from them requesting to see my original note). My insurance company stopped taking my house insurance payment. When I called to inquire why they said that the refinance people said that it would be in escrow. All of this without notifying me before hand! Then a girl from the refi place called me at work and was very rude. Enough was enough. I am proud of myself to have walk away power.

My new game plan is to pay down my second loan that has the high interest rate with any extra money left from my paycheck. Any large sums of money that I come across (bonus and taxes) will go toward some type of home improvement.

Tonight I'm going to Home Depot to take a look at exterior and interior paint samples. Then tonight I will be on pininterest. My stepdad's present to me a few years back was to have my house painted by his crew. He said that he can have them do it the end of this week. Which means I better hurry up and get info over to my association lady.

Thanksgiving week I am off of work and I am thinking about painting the inside of the house. It's just a thought right now. I don't want to get too carried away.

By next year I will decide if I want to refinance or sale.