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Archive for September, 2015

Weekend Overview

September 28th, 2015 at 08:13 am

Friday - I took off of work since I only work 4hrs to take DD2 to the Dr for her yearly check up. She is 52lbs and 4'2". The Dr said she is within the 20th percentile for her age group. She is on tract to be 5'2" when she is an adult. I thought that was a neat tidbit of information! She passed her hearing and eyesight test. She had a mark on her forehead where a kid at the YMCA wacked her with a dustpan on accident. She also had two very badly bruised knees where she slipped on water in the school bathroom. The Dr told me that because she is petite and double jointed to be careful and not let coaches make her put too much pressure on her joints. Her arm she can pop her elbow in and out if that makes sense. She's just a cute tiny thing. After I was already to the freeway she left 'Bamboo' her favorite stuffed animal at the Dr's office. I had to turn back around. Dr visit was covered under preventative under my insurance and free.

Later that evening I took her to a school fundraising function. They were playing the movie Epic in the school cafetieria/gym. Adults bring lawn chairs and kids come dressed in their pj's and they bring pillows and blankets. Then spread out on the floor with their friends and enjoy a nice evening. There was pizza available for $2/slice and soda for $.50/can. Candy/cookies and popcorn were 5 Boxtops.
I spent $10 on a pizza and took the left overs home for DD1.

Saturday - I cleaned house! I'm still not done. There is always more! I sold 4 items on the neighborhood FB page and made $20. DD2 and I also went to two libraries that are close by and one was having a sale. DD2 got a Wizard of Waverly Place movie, Judy Moody and the No Bummer Summer movie and a Judy Moody book. Total was $2.50 and they threw in a Harry Potter special effects DVD for free since the movie was missing.

The girls went to my parents Saturday night they wanted to take DD1 to dinner for her birthday. I stayed back knowing that they would want to spend the night. DD2 came back home with SMENCILS aka the new thing for kids smelly pencils.

Sunday - I had the day to myself. I went for an hour walk. It was nice outside but hot after I got to walking. I'm trying to improve my health so that I wont need to be on medication in the future or have a hard time when I am older. I am already pre diabetic and need to lose weight. I went to the grocery store and spent about $70. I walked around Target and picked up pretzels that I forgot to get earlier for DD2's science class project they are going to have this week. Spent $3 on a large bag. Then I watched the Netflix series Zoo which is pretty good. James Patterson book (I think).

Great deal I scored - I bought 2 packs of 36 double rolls of toilet paper for $10 and received a $5 gift card.


Today I have a 20yr old daughter!

September 24th, 2015 at 06:15 am

...and yes, I am 36yrs old! Last night I was talking to DD1 and telling her to reflect back on her teenage years and just let it soak in that this is the last time she will ever be a teenager. She is entering a new season of life. We talked about goals for the next decade. She told me "mom how do you feel that I'm going to be in my 20's and you'll be in your 30's"?

I just love her so much! I'm very thankful for all of the time I have had with her.

Tonight we will go to The Melting Pot to celebrate with a nice dinner. I was able to snag a Living Social deal for $22 that includes cheese and chocolate fondue. YUM!

Retirement Update

September 23rd, 2015 at 12:34 pm

My accts took a hit and I'm down about $3K from the last update in July.

Roth IRA $16,853.69
401K $38563.3
Total $55416.99

$21K Savings Fund(s)

September 23rd, 2015 at 11:20 am


Association Fees $1011*
Christmas Account $500*
Emergency Fund $10K*
Property Taxes $3638*
Car/Maintenance Fund $404
Vacation/Entertainment $2K*
BacktoSchool $500*
College $2181*
Home/Maintenance Fund $157
Life Insurance $235*
Health Fund $1K*
Checking $30*

These accounts are kept in an online account. (Capital One 360). I like that you can open an account with just $1.

Accounts with an * behind the number mean that I am not contributing to these and they are funded for the year. I'm working on beefing up the Car fund to $10K and the home fund to $2K. The home fund will be complete this year if everything works out according to plan.

The college fund is almost all gone. Then DD1 who has been paying for some things will be paying for all of her college needs.

I keep very little in the checking and then when I need to pay for something I just transfer the money from the savings category. I do have a credit union that I use for everyday things. This is what has worked for me.